什么是稳定币？
稳定币是一种价格锚定现实世界资产（通常是法币，如美元）的加密货币。例如：1 USDT 理论上始终等于 1 美元。
为什么需要稳定币？
普通加密货币（如比特币、以太坊）价格波动剧烈，不适合日常支付或存储价值。
稳定币提供了区块链上的“数字现金”，既有加密货币的便捷（快速、低成本、全球转账），又有法币的稳定性。
三种主要类型
| 类型 | 原理 | 典型代表 | 风险 |
|---|---|---|---|
| 法币抵押型 | 在银行存放等额法币（或等价资产），1:1 发行稳定币 | USDT、USDC | 需信任托管方，存在审计和储备金不透明的风险 |
| 加密货币抵押型 | 超额抵押（例如 150% 价值）其他加密资产，通过智能合约维持稳定 | DAI | 加密资产大幅下跌可能导致清算，机制复杂 |
| 算法稳定币 | 无抵押，通过算法和套利调节供需来稳定价格 | 曾经的 UST（已崩盘） | 风险极高，容易陷入死亡螺旋，不适合新手 |
新手建议优先选择法币抵押型，并选择透明度高的项目（如 USDC）。
新手最容易踩的3个坑
- 链选错，钱没了
- USDT可以在以太坊、波场、币安链上发行。转给朋友时，他给你“波场地址”，你却选了“以太坊网络”发送 → 钱永久丢失。
- ✅ 解决：转账前一定确认双方用同一条链（通常默认TRC20便宜又快）。
- 贪利息，买算法稳定币
- 某些稳定币声称“不用抵押，靠算法维持价格”，年化20%吸引你。2022年UST崩盘，一天内价格从1美元跌到0.1美元。
- ✅ 只碰 USDT / USDC / DAI，别碰任何“无抵押”稳定币。
- 把所有稳定币放一个交易所
- 交易所可能倒闭（如FTX）或冻结资金。
- ✅ 大额存到自己的去中心化钱包（如MetaMask、Trust Wallet），小额放交易所方便交易。
稳定币排行榜2026
涵盖USDT、USDC、DAI、FDUSD、TUSD等主流及新兴稳定币。提供实时市值、价格、24h交易量、1h/24h/7d涨跌幅、7天价格走势图。数据源自全球最大数据平台coinmarketcap。
市值：$321,572,568,047，上升0.31%；交易量：$202,501,581,954，上升60.27%
| 名称 | 价格 | 1小时 | 24小时 | 7天 | 市值 | 24小时交易量 | 流通供应量 | 最近7天 |
|---|---|---|---|---|---|---|---|---|
Tether USDT
|
$1.00 |
0.01% |
0.01% |
0.04% |
$185,514,184,889 | $140,868,251,484 140.84B |
185.47B USDT |  |
USDC USDC
|
$0.9997 |
0.01% |
0.00% |
0.02% |
$78,701,677,414 | $57,504,210,869 57.51B |
78.72B USDC |  |
Ethena USDe USDe
|
$0.9999 |
0.00% |
0.00% |
0.02% |
$5,827,851,951 | $67,060,449 67.06M |
5.82B USDe |  |
Dai DAI
|
$0.9996 |
0.00% |
0.01% |
0.02% |
$5,363,735,691 | $127,459,466 127.49M |
5.36B DAI |  |
PayPal USD PYUSD
|
$0.9996 |
0.01% |
0.02% |
0.03% |
$4,093,457,974 | $78,860,732 78.89M |
4.09B PYUSD |  |
World Liberty Financial USD USD1
|
$0.9992 |
0.00% |
0.00% |
0.02% |
$4,071,689,870 | $1,334,617,093 1.33B |
4.07B USD1 |  |
Global Dollar USDG
|
$0.9998 |
0.01% |
0.00% |
0.02% |
$2,185,216,741 | $43,447,586 43.45M |
2.18B USDG |  |
USDD USDD
|
$0.9998 |
0.02% |
0.04% |
0.06% |
$1,552,436,814 | $5,674,028 5.67M |
1.55B USDD |  |
Ripple USD RLUSD
|
$0.9998 |
0.00% |
0.02% |
0.02% |
$1,476,538,947 | $191,099,157 191.12M |
1.47B RLUSD |  |
United Stables U
|
$0.9996 |
0.01% |
0.00% |
0.01% |
$1,027,533,448 | $1,432,952,396 1.43B |
1.02B U |  |
TrueUSD TUSD
|
$0.9994 |
0.01% |
0.01% |
0.03% |
$494,244,966 | $16,763,409 16.77M |
494.51M TUSD |  |
EURC EURC
|
$1.17 |
0.02% |
0.24% |
0.83% |
$420,454,696 | $47,314,061 40.12M |
356.57M EURC |  |
First Digital USD FDUSD
|
$0.9993 |
0.01% |
0.07% |
0.02% |
$405,719,636 | $360,017,642 360.25M |
405.98M FDUSD |  |
Falcon USD USDf
|
$0.9984 |
0.03% |
0.02% |
0.04% |
$1,622,532,967 | $633,084 634.09K |
1.62B USDf |  |
Ondo US Dollar Yield USDY
|
$1.12 |
0.01% |
0.12% |
0.14% |
$1,365,297,881 | $42,382 37.67K |
1.21B USDY |  |
GHO GHO
|
$0.9997 |
0.01% |
0.01% |
0.02% |
$583,837,118 | $1,423,796 1.42M |
584M GHO |  |
Usual USD USD0
|
$0.9982 |
0.00% |
0.01% |
0.02% |
$565,509,325 | -- | 566.5M USD0 |  |
USDai USDAI
|
$0.9998 |
0.00% |
0.01% |
0.01% |
$501,282,632 | $19,143 19.14K |
501.35M USDAI |  |
Legacy Frax Dollar FRAX
|
$0.9940 |
0.03% |
0.00% |
0.05% |
$274,304,159 | $181,376 182.45K |
275.93M FRAX |  |
AUSD AUSD
|
$0.9997 |
0.00% |
0.00% |
0.01% |
$150,270,855 | $39,894,805 39.90M |
150.31M AUSD |  |
GUSD GUSD
|
$0.9993 |
0.00% |
0.02% |
0.02% |
$149,347,275 | $300,709 300.89K |
149.44M GUSD |  |
Frax USD FRXUSD
|
$0.9996 |
0.03% |
0.00% |
0.03% |
$133,377,277 | $1,938,651 1.93M |
133.42M FRXUSD |  |
EUR CoinVertible EURCV
|
$1.17 |
0.04% |
0.18% |
0.76% |
$124,734,695 | $9,585,951 8.13M |
105.86M EURCV |  |
MNEE MNEE
|
$1.00 |
0.03% |
0.00% |
0.07% |
$101,391,541 | $148,855 148.77K |
101.34M MNEE |  |
StandX DUSD DUSD
|
$0.9995 |
0.00% |
0.02% |
0.01% |
$99,412,582 | $791,063 791.44K |
99.46M DUSD |  |
USDH USDH
|
$0.9994 |
0.03% |
0.01% |
0.03% |
$82,581,338 | $10,507,286 10.51M |
82.62M USDH |  |
lisUSD lisUSD
|
$0.9987 |
0.02% |
0.01% |
0.03% |
$76,216,650 | $70 70.04 |
76.3M lisUSD |  |
Fidelity Digital Dollar FIDD
|
$0.9995 |
0.01% |
0.03% |
0.02% |
$62,570,174 | $21,588,213 21.59M |
62.6M FIDD |  |
Venus BUSD vBUSD
|
$0.02231 |
0.01% |
0.03% |
0.06% |
$60,137,962 | -- | 2.69B vBUSD |  |
Eurite EURI
|
$1.17 |
0.03% |
0.18% |
0.73% |
$60,081,435 | $14,621,099 12.40M |
50.96M EURI |  |
StraitsX USD XUSD
|
$0.9996 |
0.01% |
0.00% |
0.03% |
$50,246,091 | $6,284,032 6.28M |
50.26M XUSD |  |
|
Gemini Dollar GUSD
|
$1.00 |
0.03% |
0.02% |
0.06% |
$43,589,485 | $3,620,452 3.62M |
43.58M GUSD | |
Aegis YUSD YUSD
|
$0.9989 |
0.00% |
0.24% |
0.15% |
$40,617,339 | $283,349 283.64K |
40.65M YUSD |  |
Pax Dollar USDP
|
$0.9995 |
0.01% |
0.01% |
0.00% |
$40,551,384 | $2,648,380 2.64M |
40.56M USDP |  |
BUSD BUSD
|
$1.00 |
0.02% |
0.02% |
0.06% |
$40,045,555 | $1,233,569 1.23M |
40.02M BUSD |  |
Ampleforth AMPL
|
$1.27 |
0.02% |
2.84% |
0.99% |
$36,008,852 | $500 392.37 |
28.27M AMPL |  |
Celo Dollar CUSD
|
$0.9996 |
0.00% |
0.01% |
0.01% |
$35,541,045 | $283,061 283.16K |
35.55M CUSD |  |
Anchored Coins AEUR AEUR
|
$1.16 |
0.00% |
0.24% |
0.74% |
$34,753,773 | $6,598 5.66K |
29.82M AEUR |  |
MetaMask USD mUSD
|
$0.9996 |
0.01% |
0.01% |
0.02% |
$32,214,633 | $1,174,208 1.17M |
32.22M mUSD |  |
Liquity USD LUSD
|
$1.00 |
0.01% |
0.03% |
0.06% |
$29,278,797 | $5,358 5.34K |
29.22M LUSD |  |
USDK USDK
|
$1.01 |
0.00% |
0.00% |
1.43% |
$28,935,998 | -- | 28.6M USDK |  |
USD CoinVertible USDCV
|
$0.9988 |
0.00% |
0.05% |
0.02% |
$26,306,788 | $30,829,497 30.86M |
26.33M USDCV |  |
sUSD SUSD
|
$0.7296 |
0.54% |
0.15% |
1.52% |
$24,095,277 | $103,075 141.26K |
33.02M SUSD |  |
USDB USDB
|
$0.9993 |
0.16% |
1.91% |
0.58% |
$23,483,193 | $61,080 61.12K |
23.49M USDB |  |
USAT USAT
|
$1.00 |
0.00% |
0.03% |
0.06% |
$20,005,252 | $4,659,861 4.65M |
20M USAT |  |
XSGD XSGD
|
$0.7867 |
0.01% |
0.06% |
0.14% |
$16,784,833 | $222,975 283.41K |
21.33M XSGD |  |
USDM USDM
|
$1.00 |
0.40% |
0.84% |
0.04% |
$14,703,729 | $173,194 172.91K |
14.67M USDM |  |
StablR Euro EURR
|
$1.17 |
0.36% |
0.44% |
1.21% |
$13,918,350 | $4,573,368 3.90M |
11.88M EURR |  |
GYEN GYEN
|
$0.006240 |
13.54% |
20.73% |
23.91% |
$13,097,209 | $31 4.99K |
2.09B GYEN |  |
Worldwide USD WUSD
|
$0.9989 |
0.00% |
0.02% |
0.00% |
$11,601,958 | $225,451 225.69K |
11.61M WUSD |  |